I believe you should track AC losses separately from DC losses.
The losses tend to vary more when an AC inverter is involved...
Depending on:
* what waveform it puts out
* whether the load is resistive, or is a motor
* how much surge current your appliances draw, and how often they turn on per day.
Your inverter needs the capacity to put out sufficient current as appliances start up.
Likewise your battery needs to be sized to put out sufficient current to power the inverter at such times.