Now assume that the gain plot crosses the 0 dB line at 20 Mhz. Now the system will be unstable. This is because if somehow, a frequency component for which gain > 0 dB and phase > 180 degree were to enter the system (for example, due to ambient noise)..the system would behave as a positive feedback system for that frequency component, causing it to remain increasing in amplitude, until the whole system either saturates or oscillator. Either way, it's unstable.