I always remove the remaining resist with "Ultrasolve" (ULS). A cloth dipped in it will wipe the resist away without any hesitation. A 1L bottle lasts me more than a year.
I wouldn't use sand paper to clean the copper, it is far too abrasive, Mega sell cleaning blocks which are like pencil erasers but harder. They are useful to clean copper and other metalic surfaces too.
The plating process slows down as the tin (yes, it is just tin) bonds with the copper so the reaction stops by itself after a while. Leaving it longer than necessary does no harm and might result in a thicker coating. As I only make PCBs for prototyping and evaluation I rarely leave them for more than a day or so before populating them, as soon as the board is finished I wash any remaining flux away with ULS then spray the board with conformal coating to prevent contamination. I did make a spare PCB for a job about 2 years ago which was never built or sprayed. The tin coating on it still looks fine.
Brian.