Looks like OP not back yet...anyway, OP probably gets the idea that they can indeed possibly reduce sress on the inverter by doing the "switchover scheme".....however, it would help to have a decent snubber across the contactor in order to handle the inevitable momentary breaking of inductive current at switchover time.....and even a good contactor will bounce a little.....making and breaking the inductive current, sparking like mad, and getting cumulatively damaged....you cant even reduce contactor wear by switching at the zero current point...because the bouncing will extend outside this....but what about a solid state "contactor"...that wont bounce...this could be switched at the zero current point.
Of course, the OP may have gone off to find a current limited pump...such as an inrush current limited BLDC pump.
Is there really no kind of non-BLDC pump, powered directly from the mains, that doesnt have the large inrush problem that OP refers to?