Hello treez,
The only danger of a massive surge is due to lightening strikes close to the equipment, (say, just in front of the house) or a car crashing into
a power pole and causing the distribution lines of low and high voltages to short together.
Both of the above instances is fairly rare.
But as already stated, the chances of the 450WV capacitor exceeding its rated voltage is extremely minimal.
In all the domestic repair instances I've had, myself and other colleagues in the field have never encountered
a main filter capacitor exploding due to transients and mains over-voltage situations.
Majority of damage to equipment caused by lightening strikes and such have damaged components in unlikely
areas of the appliance. In many instances its bypassed various appliances and hit unlikely ones.
eg. A TV, DVD player, a VCR and a digital clock were on a wall unit, and after the lightning strike the only thing
not working was the digital clock. On inspection, the fuse was violently blown and many tracks in the primary
side of the PSU were vaporized.
Lightning strikes can be very unpredictable in regards to what it want's to damage.
Regards,
Relayer