It is indeed a trade-off, but continuous current is not an absolute requirement.
There are even controllers especially build for forcing sicontinuous mode (or just on the edge between continuous and discontinuous).
At some points, the discontinuous mode has advantages. There is for example no reverse recovery effect in the diode (since it is not conducting when you turn on the transistor). This can have a good effect on the switching losses.
But if you need to design a converter with a certain rating, the current peaks will be higher when you use discontinuous mode, so components like capacitors and switches will be more stressed. But only if you compare that with the same converter at the same operating point in continuous mode.
When the converter is designed to work in continuous mode on its nominal operating point, and you are happy with that, there is no reason why discontinuous mode is a bad thing on lower load conditions, because the current will be lower anyway.
If you have to design the system as you discribe to be continuous at 25mA, your inductor will be extremely large. (calculate for example with the same formula, and fill in the a value of 25mA for the ripple current, this will give you the inductor for a boundary condition between continuous and discontinuous mode at 25mA).
Stefaan