I may have unintentionally confused you by referring to more general relay concepts - apologies if so.
If you are fixed at 24V, then what you say is true - the current is going to be what is implied by the resistance, wattage and so on for a fixed 24V applied coil voltage.
The difference between pull-in and holding applies if you are able to change the voltage to reduce power consumption while holding the relay active.
(that is what I meant by "in case you are really concerned")
Maybe I misunderstood that you were trying to minimize the current/power, via system design flexibility.
BTW, holding current is lower because the plunger/plate/etc. is then much closer to the solenoid, no longer needs to additionally overcome inertia to swing closed, and so on.
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i think the 5 contacts will be needed for this, and i will put all five in series.
Almost forgot to also point out that this sounds like maybe a typo?
Why put multiple relay circuits in SERIES if it seems you are wanting to minimize their effective resistance (to maximize the short-circuiting effectiveness)?
Are you sure you didn't mean in PARALLEL?