Hi,
to post#3:
lowest circuit = my recommendation. Correct.
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Upper circuit: There is no voltage divider to step down transformer voltage.
Big transformer node is high impedance for low frequencies, thus prone to pick up low frequency noise.
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Middle circuit:
May work. 100k is for analog range adujst.
Big transformer node is high impedance for low frequencies, thus prone to pick up low frequency noise.
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My circuit uses less parts while I expect it to be less prone for errors / noise.
Klaus